Consolidating my sallie mae student loans


20-Sep-2019 00:48

Stafford loan limits vary depending on whether you are financially dependent or independent.The total amount of Stafford loans, including both subsidized and unsubsidized, that undergraduates can borrow is ,000 for dependent students and ,500 for independent students.Under the Direct Loan Consolidation Program, you can consolidate just about any type of federal student loan into a new Direct consolidation loan.

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The National Council of Higher Education Resources (NCHER) also has a fact sheet with a list of guaranty agencies.The Department of Education web site has information about the fees the government charges when you take out a Stafford loan.There are limits on the amount of Stafford loans you can borrow.Federal student loan amounts and terms for loans issued in 2019-20 Stafford loans are for undergraduate, graduate and professional students enrolled at least half-time. A subsidized loan is awarded on the basis of financial need, and the government pays the interest before repayment begins or during authorized periods of deferment.

Unsubsidized loans are not awarded based on financial need and borrowers are responsible for all interest.

The limits vary for each year of study, depending on the length of the program and the student’s year of study.



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