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Annual membership fees are currently ,500 for initiation. ) That means the perks you use must likely be high valued enough to make it worth the cost.If you haven’t received a Black Card invitation and don’t happen to be a millionaire with a near-perfect credit score, that’s quite alright.If you’ve heard the buzz surrounding the American Express® “Black Card”, you already know that it’s the velvet rope of consumer credit options.This invite-only charge card, technically named the Centurion® Card from American Express, has been used to proclaim status, both in spending and in credit-worthiness. And what does it take to get an invite to this “members-only” club?Since there is no way to officially “apply,” your best bet is to check out the requirements for members to see if your habits and qualifications match up.Most people realize that it’s not about knowing how to get a Black Card, but rather managing the very strict thresholds for eligibility. ” should also know that there are some unique perks for members, including access to airline lounges and VIP treatments at spas and hotels.No matter what card you use, however, it’s obvious that you need the income to both buy and repay a massive amount of goods and services to be Black Card material.In addition to the high spending thresholds needed to be invited and maintain your status, there is a cost to join, as well.
In the end, though, it’s mostly about how much you spend.): spend often, and on big purchases, with the intent to pay back promptly.If you find that you can’t qualify for the posh requirements of the American Express® Centurion card, you may want to consider other “elite” options.You may opt-out of email correspondence, except confirmation emails, which often contain emails, which often contain important instructions about your transaction.
If you do not wish to receive this confirmation e-mail do not sign up for services or products on this website.Maybe you think you should start building credit—but you’re afraid to apply for a credit card.